Kayaking and whitewater rafting are high-risk activities, but with safety measures and good health, participants may potentially secure life insurance coverage.

Mountain biking is higher-risk, but with safety and health measures, enthusiasts may possibly secure life insurance coverage.

Skydiving is an exhilarating, high-risk activity, but with proper training, adherence to safety protocols, and honest disclosure, most enthusiasts can still secure life insurance coverage.

Recreational scuba diving can be insured when done responsibly within established safety limits. Certification, health, and adherence to protocols affect coverage and premiums.