Impaired Risk Life Insurance

Many people believe that poor health automatically disqualifies them from life insurance, but that’s not true. From controlled chronic conditions to past serious illnesses, there are multiple life insurance options—fully underwritten, simplified issue, and guaranteed acceptance—that provide protection for individuals with health challenges. Understanding your options and working with the right broker can help you secure coverage and peace of mind for your loved ones

Applying for life insurance online may feel easy, but for those with health concerns, navigating approvals requires more than clicks. A licensed broker provides expertise, advocates on your behalf, and increases your chances of securing the best coverage and rates.