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Wondering if life insurance is required for an SBA loan? While the SBA doesn’t mandate it, lenders may request coverage in certain situations, especially for key owners or larger loans. Understanding your options can help protect your business and improve your loan approval chances.

Many Americans receive offers for accidental death insurance riders promising extra protection in case of a fatal accident. But is it really worth the cost? This article breaks down the real CDC and NHTSA statistics behind accident-related deaths, explains what an accidental death benefit rider actually covers, and helps you decide whether adding one to your life insurance policy makes financial sense.