Skydiving is an exhilarating, high-risk activity, but with proper training, adherence to safety protocols, and honest disclosure, most enthusiasts can still secure life insurance coverage.

Recreational scuba diving can be insured when done responsibly within established safety limits. Certification, health, and adherence to protocols affect coverage and premiums.

Recreational skiing and snowboarding are high-risk but insurable, with coverage depending on past injuries, slope difficulty, and safety measures.