Life insurance for firefighters, EMS, and rescue personnel is possible with good health, safety practices, and proper training.

Construction workers face high risks from falls, heavy machinery, and job site hazards, yet life insurance is still possible with coverage tailored to their safety record and health.

Professional divers and underwater welders face high risks, but life insurance may be possible with good health, safety practices, and certifications.

Boat captains and tour operators face unique risks, and life insurance may be possible depending on experience, safety practices, and health.

Lifeguards face unique risks, but with training, safety, and good health, they can possibly secure life insurance coverage for their families.