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Life Insurance Considerations for Individuals with a History of Cancer (In Remission)
Cancer in remission doesn’t block life insurance—time since treatment, cancer type, and health all influence possible coverage.

Philippe Deray
Nov 194 min read


Understanding Term Conversion: Protecting Your Future Options in Life Insurance
Term conversion lets you switch to permanent life insurance for long-term coverage and peace of mind.

Philippe Deray
Nov 64 min read


Cancer and Life Insurance: Exploring Possibilities Amid Uncertainty
Facing a cancer diagnosis can make life insurance seem out of reach, but options do exist. By understanding your history, working with knowledgeable advisors, and exploring multiple carriers, survivors and patients alike can find coverage that provides financial protection and peace of mind.

Philippe Deray
Nov 52 min read


Life Insurance and Crohn’s Disease: What You Need to Know
Crohn’s disease doesn’t prevent life insurance. With preparation and the right agent, you can find suitable coverage.

Philippe Deray
Nov 44 min read


Should You Accept a Rated Life Insurance Policy or Explore Better Options?
Receiving a rated life insurance policy doesn’t mean you’re out of options. With the right strategy—and the right agent—you can often find better coverage, lower premiums, or improved terms. Don’t settle for the first offer; explore your options and make informed decisions that protect your financial future.

Philippe Deray
Oct 303 min read


Is the Life Insurance Accidental Death Rider Really Worth It?
Many Americans receive offers for accidental death insurance riders promising extra protection in case of a fatal accident. But is it really worth the cost? This article breaks down the real CDC and NHTSA statistics behind accident-related deaths, explains what an accidental death benefit rider actually covers, and helps you decide whether adding one to your life insurance policy makes financial sense.

Philippe Deray
Oct 103 min read
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