Discover how to secure life insurance for congestive heart failure, including the types of policies available, what insurers consider, and tips to improve approval and get the best rates.

Many people believe that poor health automatically disqualifies them from life insurance, but that’s not true. From controlled chronic conditions to past serious illnesses, there are multiple life insurance options—fully underwritten, simplified issue, and guaranteed acceptance—that provide protection for individuals with health challenges. Understanding your options and working with the right broker can help you secure coverage and peace of mind for your loved ones

Obesity can impact life insurance rates, but coverage is still achievable. By understanding how insurers assess risk and taking steps to improve overall health, obese individuals can secure protection for their loved ones.