Kayaking and whitewater rafting are high-risk activities, but with safety measures and good health, participants may potentially secure life insurance coverage.

Recreational horseback riding carries risks, but many casual riders may possibly be considered for life insurance. Knowing how insurers assess riding type, frequency, and safety can help secure coverage.

Sailing and small-boat racing carry unique risks, but with safety measures and experience, individuals may possibly obtain life insurance reflecting their lifestyle.

Recreational scuba diving carries risks, but divers may possibly secure life insurance by following safety guidelines and maintaining good health.