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Don’t Let Term Life Expire — Why Permanent Life Insurance Might Be a Better Choice
Term life insurance provides temporary coverage, but permanent life insurance offers lifetime protection with flexible policy features and cash value access.

Philippe Deray
Nov 52 min read


How the Wealthy Use Life Insurance to Build and Protect Their Fortunes
From Walt Disney to Ray Kroc, some of history’s most successful figures have used life insurance not just as protection, but as a strategic tool to grow, preserve, and transfer wealth across generations. Discover how the ultra-wealthy leverage policies to secure their financial legacy.

Philippe Deray
Oct 283 min read


Is Life Insurance Required for an SBA Loan? What Small Business Owners Should Know
Wondering if life insurance is required for an SBA loan? While the SBA doesn’t mandate it, lenders may request coverage in certain situations, especially for key owners or larger loans. Understanding your options can help protect your business and improve your loan approval chances.

Philippe Deray
Oct 224 min read
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