Obesity can impact life insurance options, but with the right approach and focus on overall health, individuals with a BMI of 30 or higher can still secure coverage that protects their loved ones.

Recreational skiing and snowboarding are high-risk but insurable, with coverage depending on past injuries, slope difficulty, and safety measures.

Term life insurance provides temporary coverage, but permanent life insurance offers lifetime protection with flexible policy features and cash value access.

Term life insurance offers temporary coverage, while cash value (permanent) life insurance provides lifetime protection with flexible policy features to help secure your family’s financial future.

Term life insurance provides affordable, temporary coverage to protect your loved ones financially in case of the unexpected.

Many Americans receive offers for accidental death insurance riders promising extra protection in case of a fatal accident. But is it really worth the cost? This article breaks down the real CDC and NHTSA statistics behind accident-related deaths, explains what an accidental death benefit rider actually covers, and helps you decide whether adding one to your life insurance policy makes financial sense.