Employer-provided life insurance is helpful but limited. It’s best seen as supplemental, with personal policies serving as primary protection.

Recreational scuba diving carries risks, but divers may possibly secure life insurance by following safety guidelines and maintaining good health.

A history of depression or anxiety doesn’t bar life insurance—effective management and transparency can possibly secure coverage.

A history of minor strokes or TIAs doesn’t prevent you from possibly obtaining life insurance with proper management and planning.

Individuals with mild, well-controlled asthma can possibly secure life insurance, especially when symptoms are managed, medical records are up to date, and a healthy lifestyle is maintained.

Even with well-managed diabetes, individuals can qualify for life insurance by maintaining healthy habits, keeping detailed medical records, and working with insurers, though approval is not guaranteed.

Term life insurance offers temporary coverage, while cash value (permanent) life insurance provides lifetime protection with flexible policy features to help secure your family’s financial future.

Crohn’s disease doesn’t prevent life insurance. With preparation and the right agent, you can find suitable coverage.

Term life insurance provides affordable, temporary coverage to protect your loved ones financially in case of the unexpected.

Life insurance isn’t just about a death benefit. Optional riders—like chronic illness, critical illness, and disability income protection—can provide financial support when you need it most. Learn how these riders work and which ones offer the most value.