top of page


Why Workplace Life Insurance Is Often Considered Supplemental Coverage Rather Than Primary Protection
Employer-provided life insurance is helpful but limited. It’s best seen as supplemental, with personal policies serving as primary protection.

Philippe Deray
Dec 14 min read


Life Insurance Considerations for Individuals with a History of Depression or Anxiety
A history of depression or anxiety doesn’t bar life insurance—effective management and transparency can possibly secure coverage.

Philippe Deray
Nov 194 min read


Life Insurance and Managed Thyroid Disorders: Understanding Your Options
Properly managed thyroid disorders, with regular monitoring and stable hormone levels, may possibly allow individuals to obtain life insurance coverage.

Philippe Deray
Nov 193 min read


Life Insurance and Mild Asthma (Controlled)
Individuals with mild, well-controlled asthma can possibly secure life insurance, especially when symptoms are managed, medical records are up to date, and a healthy lifestyle is maintained.

Philippe Deray
Nov 194 min read


Navigating Life Insurance with Diabetes: Understanding Your Options
Living with diabetes doesn’t automatically prevent you from getting life insurance. Understanding how insurers assess risk, managing your health, and exploring multiple policy options can help secure coverage. With the right guidance, you can protect your family’s future and gain peace of mind.

Philippe Deray
Nov 43 min read
bottom of page
