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The Benefits of Wealth Preservation and the Various Life Insurance Options
Life insurance protects wealth, offers financial security, and supports long-term estate planning.

Philippe Deray
Dec 17 min read


Securing Life Insurance for an SBA Loan: What You Need to Know
SBA loans may require life insurance to protect the business and ensure repayment. Knowing the right coverage and collateral assignment helps borrowers secure a policy and avoid delays.

Philippe Deray
Nov 265 min read


Life Insurance for Obese People: What You Need to Know
Obesity can impact life insurance rates, but coverage is still achievable. By understanding how insurers assess risk and taking steps to improve overall health, obese individuals can secure protection for their loved ones.

Philippe Deray
Nov 254 min read


Life Insurance After Prostate Cancer: What You Need to Know
Life insurance is possible after prostate cancer. With the right approach and planning, survivors can secure coverage to protect their loved ones.

Philippe Deray
Nov 254 min read


Life Insurance for Cancer Patients: What You Need to Know in 2025
Life insurance is possible for cancer patients. With the right policy and guidance, you can secure protection for your loved ones.

Philippe Deray
Nov 245 min read


Ever Wondered About Life Insurance? It’s More Affordable Than You Think
Life insurance isn’t just for the wealthy or older adults—it’s a practical, affordable way to protect your loved ones and ensure financial security, even with a modest budget.

Philippe Deray
Nov 134 min read


Fast Life Insurance Without a Medical Exam: What You Need to Know
No-exam life insurance lets you secure coverage quickly without medical tests. Learn about guaranteed and simplified issue policies, coverage limits, and what to expect from premiums.

Philippe Deray
Nov 133 min read


Don’t Let Term Life Expire — Why Permanent Life Insurance Might Be a Better Choice
Term life insurance provides temporary coverage, but permanent life insurance offers lifetime protection with flexible policy features and cash value access.

Philippe Deray
Nov 52 min read


Term Life vs. Cash Value Life Insurance — What You Need to Know Before It’s Too Late
Term life insurance offers temporary coverage, while cash value (permanent) life insurance provides lifetime protection with flexible policy features to help secure your family’s financial future.

Philippe Deray
Nov 53 min read


Understanding Term Life Insurance: Protecting Your Loved Ones
Term life insurance provides affordable, temporary coverage to protect your loved ones financially in case of the unexpected.

Philippe Deray
Nov 43 min read


💡 What Is Level Term Life Insurance?
Level term life insurance provides affordable, temporary protection to ensure your family or business is secure today. While it offers high coverage at lower premiums, converting to permanent life insurance later can provide lifelong security, cash value growth, and long-term financial flexibility.

Philippe Deray
Nov 44 min read
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