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How A Stepwise Approach Might Improve Your Chances with Insurance Applications
Professional advisor guiding a client through life insurance options, reviewing documents and discussing the best strategy for individuals with a history of diabetes.

Philippe Deray
Dec 33 min read


Life Insurance Considerations for Individuals with a History of Cancer (In Remission)
Cancer in remission doesn’t block life insurance—time since treatment, cancer type, and health all influence possible coverage.

Philippe Deray
Nov 194 min read


Should You Accept a Rated Life Insurance Policy or Explore Better Options?
Receiving a rated life insurance policy doesn’t mean you’re out of options. With the right strategy—and the right agent—you can often find better coverage, lower premiums, or improved terms. Don’t settle for the first offer; explore your options and make informed decisions that protect your financial future.

Philippe Deray
Oct 303 min read
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